What is covered by the condominium association's master insurance policy is determined by the articles of the condominium association and state legislation.
In most circumstances, the association's coverage ends at the exterior walls, leaving you responsible for the interior walls and maybe fixtures and your personal property and responsibility. This is where your condo policy comes in. Most plans will cover losses caused by:
- Fire or lightning
- Vandalism or Malicious Mischief
- Accidental Discharge of Water
Regarding insurance for your condo unit, you should ensure coverage that fits your needs. We can help you tailor a good condo insurance policy for you. Contact us today!