In today's litigious environment, it's becoming increasingly common to hear about massive jury awards leading to the financial downfall of businesses. Most business owners never anticipate facing a loss that surpasses the limits of their liability insurance coverage. However, these catastrophic events are more frequent than ever before.

A significant loss could jeopardize the success and future of your tirelessly built business. At Direct 2U Insurance in Ontario, we are dedicated to helping you safeguard your current assets by offering additional coverage where it's needed most. We can assist in creating a customized insurance plan tailored to your business's requirements.

Regardless of the size or efficiency of your company, every business is at risk of a devastating claim resulting from an unforeseen incident. For instance, imagine you own a retail store or apartment building in California, and a customer trips over the carpet, suffering a severe head injury.

This could potentially result in liability claims amounting to millions of dollars in medical and other expenses. Would your existing business liability insurance cover the entire amount? Could your business savings or revenue cover any shortfall?

If not, Commercial Umbrella Coverage is essential. This coverage extends beyond the limits of your standard business liability insurance, providing up to $10 million in additional funds to handle such situations.

Small business owners often assume they are safe if they don't have substantial assets. However, a court can seize your current business assets and even assign future earnings to fulfill a judgment against you. Investing in umbrella coverage is a prudent decision, regardless of the size of your business.

Choosing how to allocate your hard-earned money is crucial. However, an unexpected major loss can take this choice away from you. Commercial Umbrella Coverage offers a cost-effective way to protect your business assets.

Do you know if your coverage adequately protects against major catastrophic events? At Direct 2U Insurance, we can help you assess and enhance your coverage.

Get Started on Your Quote

To begin your quote, visit our office or give us a call. At Direct 2U Insurance in Ontario, we strive to make the process straightforward and hassle-free. Let us help you secure your business's future today.

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.