As a business owner, it's crucial to have insurance coverage for the vehicles you use in your operations, just as you would for personal vehicles. Your Business Owners Policy (BOP) does not cover business vehicles, necessitating a separate fleet insurance policy.

Insurers consider several factors when determining your policy premium. Key factors include the number and type of vehicles insured and the location of your business. Insurance rates can differ significantly by state and region, with rural areas having lower costs than urban centers. Additionally, the kind of vehicle plays a role; cars with high repair costs or popular targets for theft typically cost more to insure.

Policies for fleet insurance protect not just the driver and the car but also the business, pedestrians, and other drivers. The right policy and coverage limitations will depend on how your commercial vehicles are used specifically. Regular personal car insurance usually does not provide sufficient coverage for commercial use, making fleet insurance indispensable.

Contact Direct 2U Insurance in California Today

We at Direct 2U Insurance can assess your risks and offer competitive auto fleet insurance program costs tailored to your business needs. Contact us today to learn how we can protect your business fleet in California.

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.